For those who’re gathering miles & factors by bank card spending, I at all times advocate doing what you possibly can to accrue transferable factors currencies. That’s as a result of these factors are rather more versatile than if you’re incomes a person airline or resort factors foreign money. You may have the power to switch these factors to every kind of journey companions, and also you’re safeguarded from a devaluation in a selected factors foreign money.
With that in thoughts, on this put up I needed to handle all of the fundamentals of transferring Capital One miles to this system’s airline and resort companions. Because of some latest enhancements to Capital One’s mileage switch program, I worth these miles much more than up to now.
Let’s go over all the fundamentals, together with what number of switch companions Capital One has, how lengthy it takes to switch factors, who you possibly can switch factors to, and so on.
What number of loyalty companions does Capital One have?
Capital One has 16 switch companions, together with 14 airline applications and two resort applications. These embody the next:
|
Airline Companions |
Lodge Companions |
|---|---|
|
Aeromexico Membership Premier |
Accor Stay Limitless (ALL) |
|
Air Canada Aeroplan |
Wyndham Rewards |
|
Air France-KLM Flying Blue |
|
|
Avianca LifeMiles |
|
|
British Airways Govt Membership |
|
|
Cathay Pacific Asia Miles |
|
|
Emirates Skywards |
|
|
Etihad Visitor |
|
|
EVA Air Infinity MileageLands |
|
|
Finnair Plus |
|
|
Qantas Frequent Flyer |
|
|
Singapore Airways KrisFlyer |
|
|
TAP Air Portugal Miles&Go |
|
|
Turkish Airways Miles&Smiles |
How lengthy does it take to switch Capital One miles in November 2021?
Beneath is a chart with how lengthy it usually takes to switch Capital One miles to airline and resort companions:
|
Capital One Switch Associate |
Switch Ratio |
Switch Time |
|---|---|---|
|
Accor Stay Limitless (ALL) |
1000 : 500 |
~ 24 to 48 hours |
|
Aeromexico Membership Premier |
1000 : 1000 |
Prompt |
|
Air Canada Aeroplan |
1000 : 1000 |
Prompt |
|
Air France-KLM Flying Blue |
1000 : 1000 |
Prompt |
|
Avianca LifeMiles |
1000 : 1000 |
Prompt |
|
British Airways Govt Membership |
1000 : 1000 |
Prompt |
|
Cathay Pacific Asia Miles |
1000 : 1000 |
~ 3 to five days |
|
Emirates Skywards |
1000 : 1000 |
Prompt |
|
Etihad Visitor |
1000 : 1000 |
~ 12 to 24 hours |
|
EVA Air Infinity MileageLands |
1000 : 750 |
~ 24 to 48 hours |
|
Finnair Plus |
1000 : 1000 |
Prompt |
|
Qantas Frequent Flyer |
1000 : 1000 |
~ 24 to 48 hours |
|
Singapore Airways KrisFlyer |
1000 : 1000 |
~ 24 to 48 hours |
|
TAP Air Portugal Miles&Go |
1000 : 1000 |
Prompt |
|
Turkish Airways Miles&Smiles |
1000 : 1000 |
~ 24 to 48 hours |
|
Wyndham Rewards |
1000 : 1000 |
Prompt |
As you possibly can see, transfers to over half of Capital One’s companions are prompt, whereas transfers to the remaining applications usually take anyplace from a number of hours to a few days.
Are there charges related to transferring Capital One miles?
Nope, there aren’t any charges related to transferring Capital One miles, no matter which associate you switch factors to. Nevertheless, there could also be ticketing or different charges with particular applications when it comes time to redeem factors.
Are you able to switch Capital One miles to another person’s Capital One account?
You probably have a card incomes Capital One miles, you possibly can switch your miles to anybody else’s Spark or Enterprise account. It doesn’t have to be a member of the family, there aren’t any limits on what number of miles you possibly can switch to others, and the miles don’t expire any sooner.
With the intention to make the most of this it’s good to cellphone up Capital One, as this isn’t a characteristic that’s obtainable on-line simply but.
Are you able to switch Capital One miles to another person’s loyalty account?
No. Whilst you can switch your Capital One miles to another person’s Capital One account after which they’ll switch it to their most well-liked loyalty program, you possibly can’t switch your Capital One miles on to another person’s loyalty program account.
The identify of the Capital One account and loyalty program account must match.
How quickly after spending do Capital One miles put up to your account?
One of many distinctive issues about Capital One miles is that the miles put up to your Capital One account inside days of if you spend cash on the cardboard. Discuss prompt gratification. With most different card issuers, miles put up both after the assertion closes, and even generally two statements later.
That implies that inside days you would be redeeming the miles related together with your spending right now.
What bank cards earn Capital One miles?
There are a number of playing cards that earn Capital One miles that may be transferred to airways or accommodations:
Capital One Enterprise Rewards Credit score Card
-
Earn 2x Enterprise miles on each buy -
No Overseas Transaction Charges -
International Entry/TSA Pre-Test Credit score -
$95
Capital One VentureOne Rewards Credit score Card
-
Earn limitless 1.25x miles per greenback on each buy -
No Overseas Transaction Charges -
No Annual Payment -
$0
Capital One Spark Miles for Enterprise
-
Limitless 2x miles per greenback -
No Overseas Transaction Charges -
Main Automotive Rental Protection -
$0 intro for first 12 months; $95 after that
Nevertheless, there are actually two finest choices as of now:
- The Capital One Enterprise Rewards Credit score Card is the very best private bank card; it affords 2x Enterprise miles per greenback spent, has an inexpensive $95 annual price, and affords another nice perks that make the cardboard worthwhile
- The Capital One Spark Miles for Enterprise is the very best enterprise bank card; it affords 2x Spark miles per greenback spent, has an inexpensive $95 annual price that’s waived for the primary 12 months, and affords another nice perks that make the cardboard worthwhile
As of Tuesday, November 9, 2021, there shall be a brand new best choice, although. The Capital One Enterprise X Credit score Card will open for purposes, and this card will supply 2x Enterprise miles per greenback spent, plus 5-10x Enterprise miles for purchases made by Capital One Journey.
Must you switch Capital One miles to journey companions?
Typically talking your Capital One miles can both be redeemed for one cent every in the direction of the price of a journey buy, or will be transferred to one of many airline and resort companions. Transfers to a overwhelming majority of companions are at a 1:1 ratio, which is great.
Which redemption possibility makes extra sense will depend on your spending patterns. Personally I worth Capital One miles at 1.7 cents every, and that’s based mostly on the power to switch them at a 1:1 ratio to an airline associate. I think about that to be a significantly better deal, not less than for these searching for out aspirational journey.
Nevertheless, I acknowledge not everybody desires to redeem their rewards that approach, so let me simplify this a bit additional:
- If you wish to redeem your Capital One miles for something aside from flights, your best choice might be redeeming them at one cent every in the direction of a purchase order
- If you wish to redeem your Capital One miles in the direction of airfare, you’ll get extra worth for worldwide first and enterprise class tickets when transferring miles to an airline associate
- If you wish to redeem your Enterprise or Spark miles in the direction of economic system airfare (particularly if it’s moderately priced), your best choice is perhaps redeeming them at one cent every in the direction of a purchase order
These are very common tips, and the very best answer very a lot will depend on the precise circumstances. Personally I solely redeem my Capital One miles by transferring them to airline companions, after which I guide worldwide first & enterprise class tickets, however I acknowledge not everyone seems to be searching for these sorts of redemptions.
Learn our information on the very best methods to redeem Capital One miles.
Backside line
Capital One has created an awesome factors program. The switch perform was first launched in late 2018, and has been significantly improved since then. Not solely has Capital One assembled a pleasant assortment of companions, however we’ve seen switch ratios enhance, and we’ve additionally seen some switch bonuses. Add within the new Enterprise X Card, and this system will get much more thrilling.
The advantage of Capital One miles is that redeeming them as money in the direction of journey and transferring them to airline and resort companions can each be an awesome deal, so that you get a number of flexibility with these factors.
You probably have any knowledge factors on how lengthy Capital One mileage transfers have taken you, please share them beneath, in order that I can maintain the chart as correct as attainable!
